The market's verdict

The betting market closed with NK Karlovac at 1.78 — an implied 52% chance. The favourite delivered.

• Draw: opened 4.20, closed 3.90 (24%)
• Bjelovar: opened 5.40, closed 3.85 (24%)
• NK Karlovac: opened 1.51, closed 1.78 (52%)

The total closed at 3 (Over 2.11 / Under 1.68); the 2-goal final went Under.

Half-time: Bjelovar 0 - 1 NK Karlovac.

NK Karlovac — recent form

• 2026-09-12Mladost Zdralovi 1-0 NK Karlovac
• 2026-09-06NK Karlovac 2-1 Hrvace
• 2026-09-02NK Dugopolje 2-1 NK Karlovac
• 2026-08-29NK Karlovac 1-1 Opatija
• 2026-08-26Gnk Sveta Nedelja 1-4 NK Karlovac

Bjelovar — recent form

• 2026-09-12Bjelovar 0-0 Grobnican
• 2026-08-28Bjelovar 0-2 NK TRNJE
• 2026-08-22Slavonija 3-4 Bjelovar